These challenges are why many people consider consolidating their credit card debt with a personal loan. When to use a personal loan for credit card debt. Debt consolidation works ...

Assess monthly expenses and select a card that aligns with spending habits to maximize benefits and minimize fees, ensuring responsible use and budget adherence.

Financial products are typically designed to help us, but can be a major drain our wallets when used incorrectly.

Rewards cards usually have high interest rates, so the only smart way to use one is as a convenience: Charge only what you ...

Credit card companies make the bulk of their money from interest, cardholder fees and transaction fees paid by businesses ...

College students have plenty to juggle, from classes to social activities to career-building. Along the way, they learn ...

Credit card payments work through a system where the cardholder authorizes a transaction, and the issuing bank transfers ...

There are numerous ways to pay a credit card bill, including through an online account management portal, over the phone or ...

Freedom Debt Relief takes a deep dive into whether you should aim to become debt-free before you retire and helps you make a ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

1. Assess your debt load 2. Weigh DIY debt payoff methods 3. Consider debt consolidation 4. Get clear on your budget 5. Lower your bills 6. Find a way to make more money 7. Explore debt relief The ...

Before he retires at the end of the month, The Globe’s personal finance columnist Rob Carrick answered reader questions about ...