Investors and bankers use the debt-to-asset ratio to make smarter financial decisions. We’ve covered what it is and how it affects your finances.

In a general sense, a “good” debt-to-assets ratio is 0.4 or lower, as it means a company has a lot of flexibility in terms of its leverage.

What’s a good debt-to-income ratio? All financial products and lenders have different DTI requirements. For certain mortgages, for example, you may need a 36% DTI or lower to qualify.

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. Debt-to-income (DTI) ratios ...

Divide that debt sum by the gross monthly income and your DTI ratio would be about 34%. In other words, 34% of your income each month goes toward debt in this scenario. How to Get a $100,000 ...

Debt-to-income ratio, or DTI, is a key personal finance figure. It shows the relationship of your monthly debt payments to your monthly income. It’s expressed as a percentage.

CNBC Select explains how to calculate your debt-to-income ratio when applying for a mortgage. Plus: How lenders use your DTI and what's considered a good one.