Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking ...

Average CD rates. Because APYs represent the yield you’ll earn for a year, CD terms shorter than 12 months typically have lower returns. Right now, short-term CDs have higher APYs than most long ...

5-year CD yield: 1.72% APY These averages look much different from the actual rates available on top CDs today , though. Here are some of the best CD rates by term today: ...

If there's any chance you'll need that money before the CD's term ends, you're probably better off with a high-yield savings account. Right now, top accounts are still offering over 4.00%, ...

According to the FDIC, one-month CD rates average 0.23%, but many banks offer much higher interest rates. We’ll explain how a short-term CD works and where to find the best one-month CD rates today.

Best Jumbo CD: Suncoast Credit Union; 10 Best IRA CD Rates of 2024. Best for No Minimum Deposit. Ally IRA High Yield CD. See Offers . Vault Verified. APY. 3.00% – 5.00%. Min. Deposit Requirement ...

Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

Rates on new CDs fluctuate, but today, Synchrony is offering a rate of 4.00% APY for a 12-month CD, 4.00% for a 3-year CD and 4.15% for a 5-year CD. Read on for more rates and terms. What is the ...