To help tackle this thorny problem, here are four free resources and tools to help you create your sound financial plan. I'll start with Dave Ramsey's Baby Steps because of their popularity.

Many online resources provide customizable templates for income statements, cash flow projections, and balance sheets. The financial section of your business plan is more than just numbers ...

Excel’s templates offer a user-friendly solution that adapts to your needs. For more tips and tutorials, visit SpreadsheetPoint.com, and unlock the power of Excel for smarter financial planning ...

If you are hoping to start out the new year on a good foot financially, a solid first step is making a financial plan. While you may already have some pieces in place, the end of one year and the ...

If so, you're going to need a plan. Here’s a guide to help you create a financial plan like a pro in just eight steps. The first thing you need to do is decide where you’re headed. What’s ...

Financial plans are documents, often created with financial planning software, that look at a client's entire financial position and lay out a road map for them to achieve their goals. While this ...