and you’ll get access to a free downloadable SMART goals worksheet in PDF format to help you get started. If you’ve ever felt stuck when it comes to financial planning, you’re not alone.

Each component of a SMART goal is designed to ensure that you have the proper framework to accomplish an objective. Instead of making open-ended wishes for the future, you make a purposeful plan.

We may be clinging to vague dreams for the future rather than setting concrete goals. If this sounds like you, then take note: a proactive way to combat this tendency is to create a SMART action plan ...

It's not necessarily terrible if your SMART goal framework requires distilling your goal into a worksheet. But it is a problem if, in the process of creating a clear goal, people aren't encouraged ...

Getting what you want doesn't always come easily. Chances are, you'll have to work to reach your goal. Achieving what you want financially -- whether saving to buy a house or for a fun vacation ...