You can buy certificates of deposit (CDs) to put into your Roth IRA. Here are the pros and cons that you need to know.

Discover® Roth/Traditional IRA Certificates of Deposit. 4.5. Our ratings are calculated based on fees, rates, rewards and other category-specific attributes.

A Roth IRA is among the most powerful tools in your retirement arsenal. As long as you make withdrawals after age 59 ½ or qualified early withdrawals, you’ll never pay any taxes on your ...

For example, if you invest $1,000 in your Roth IRA in a certificate of deposit earning 2% per year, you'll earn $20 in interest that first year.

A Roth IRA annuity combines features of both into a single financial tool. You can … Continue reading → The post Using a Roth IRA Annuity for Retirement appeared first on SmartAsset Blog.

As you research how to have a successful retirement, you’ll likely encounter discussions about Roth conversions. At a high level, a Roth conversion is a simple concept. However, as you dig ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% ...

A Roth Individual retirement account (IRA) is one of many ways to save for retirement. Unfortunately, spouses cannot open joint accounts. However, there are alternatives.