Half Hour Late: covering the Dead in a lively set. A text message buzzed my pocket as I stood outside of the Template, waiting to see Half Hour Late in Ocean Beach.

Nearly all American parents saving for their children's college education — 95% of them, in fact — expect to cover more than half of the cost for their kids.

Nearly 60% of Americans don't have enough money put away to handle common financial emergencies, according to Bankrate.

A Bankrate survey found that only 44% of Americans say they're prepared for a $1,000 emergency expense.

Another factor leading to out-of-pocket payment for medical services is Kenyans' lack of awareness about the new SHIF cover.