FICO is updating credit scoring to include buy now, pay later (BNPL) loans. New models (FICO Score 10 BNPL & 10 T BNPL) aim to provide lenders with better insight into

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness.

FICO said that it is going to incorporate buy now, pay later (BNPL) data into credit scores as the payment method surges in popularity.