A $1,000 payday loan might sound like a quick fix, but sky-high fees and short terms can make it an expensive trap.

Critics say “payday lenders” have been preying on the poor by charging annualized percentage rates of 260 percent for the ...

Viva Payday Loans, a leader in short-term online lending, today unveiled its $255 payday loans online same day product with an optional no credit check pathway. Designed for Americans facing ...

Rhode Island legislation to repeal the payday lending law, allowing annualized interest rates of 260%, is progressing in the ...

Current reports that earned wage access (EWA) offers early pay access without interest, unlike loans. EWA is a better option ...

Here’s why Ready Payday Loans has become a go-to choice for consumers seeking bad credit personal loans online: ...

Two unique choices in this regard are personal loans and payday loans, each catering to different financial scenarios. That is why understanding the difference between the two is important for ...

Some lenders let you take out multiple personal loans, but they may cap the total amount you can borrow. Your eligibility ...

Some financial experts say there are several hidden advantages that make personal loans a smart financial tool. The key?

Short-term personal loans are loans with repayment terms under three years designed to help cover immediate expenses or ...

Cutting access to expensive borrowing can help you get out of a payday loan debt cycle. Wrenn suggests trying the following alternatives: Ask your bank about a personal loan Request a reduced ...

Personal loans are a flexible way to borrow a lump sum of money, often without needing to put up collateral. You repay the ...