A $1,000 payday loan might sound like a quick fix, but sky-high fees and short terms can make it an expensive trap.

Critics say “payday lenders” have been preying on the poor by charging annualized percentage rates of 260 percent for the ...

Viva Payday Loans, a leader in short-term online lending, today unveiled its $255 payday loans online same day product with an optional no credit check pathway. Designed for Americans facing ...

Rhode Island legislation to repeal the payday lending law, allowing annualized interest rates of 260%, is progressing in the ...

Current reports that earned wage access (EWA) offers early pay access without interest, unlike loans. EWA is a better option ...

Some lenders let you take out multiple personal loans, but they may cap the total amount you can borrow. Your eligibility ...

Some financial experts say there are several hidden advantages that make personal loans a smart financial tool. The key?

Personal loans are a flexible way to borrow a lump sum of money, often without needing to put up collateral. You repay the ...

Payday loans often have extremely high interest rates and should be avoided whenever possible. Those with prime, near prime, and subprime credit scores account for 72% of personal loan debt.

Get a payday alternative loan or a small personal loan from a credit union. You have to be a member to use this option, but it’s one of the most affordable ways to pay for an emergency.

Some credit unions offer personal loans of $500 or less ... Some credit unions offer payday alternative loans, which are small-dollar loans with low interest rates that you repay over a few ...

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's ...