About 23 million households pay overdraft fees in any given year, according to the Consumer Financial Protection Bureau. Need a break? Play the USA TODAY Daily Crossword Puzzle. The overdraft ...

Overdraft protection can be set up with a backup account, credit line, or credit card. When funds are low, money transfers from this backup source to cover payments. Some banks offer this service ...

A financial institution charges an overdraft fee when it approves a payment that your account doesn’t have enough money to cover. An institution charges a non-sufficient funds fee after a ...