The new card makes it easy to use a buy now, pay later plan, but you can get its paid features for free elsewhere.

As a credit-building product with no gimmicks or excessive fees, this card rises to the occasion for people with no credit history. You can earn cash-back rewards, too. This is a best-in-class ...

People with fair credit can earn 1.5% cash back on every purchase. That's the same rewards rate that the issuer offers to those with excellent credit, although this card has a fee. If you put more ...