Vanguard’s “How America Saves” report on the state of 401(k) participation is now in its 24th year, and for the moment, all ...

The 401(k) limit for 2025 for many savers is $23,500, but those working in their early 60s are allowed to save much more, if ...

For many people, their biggest stash of savings is hidden away in tax-advantaged retirement plans, such as an IRA or 401(k).

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

Those 29 million idle accounts represent one quarter of all assets held in 401(k) retirement plans. And those figures come from a 2023 report from Capitalize, a financial services firm. The numbers ...

Understanding how they work and how they differ from other retirement plans can help you leverage their potential to boost your long-term wealth. Cash balance pensions make up almost 50% of all ...

Americans who are planning for their retirement with an employer-sponsored plan are open to adding annuities to shore up their post-work finances. A new report from the newly launched Allianz ...

A shrinking but persistent share of America's workforce lacks access to employer-provided retirement plans, research shows. Now, a bipartisan bill introduced in Congress earlier this month looks ...

When investors are considering their workplace retirement plans in relation to their other accounts, it’s essential that they ask two fundamental questions: How much does it cost, and how good ...

The Retirement Savings for Americans Act, would give uncovered low- and middle-income workers access to a federally run retirement plan, is a bipartisan effort, and would offer federal matching ...

Provisions in the SECURE 2.0 Act allow individuals to make super catch-up contributions to their retirement plans. Individuals aged 60 to 63 years can participate in these higher catch-up ...