True out-of-pocket (TrOOP) costs are specific to Medicare drug plans (Part D). TrOOP costs are the costs you pay for covered drugs. For 2025, there’s a $2,000 cap on out-of-pocket drug costs.

Your current health status: If you have a chronic condition, it can help to consider a Medicare supplemental plan that covers more out-of-pocket expenses. Your future health needs: ...

Medicare prescription drug plans have true out-of-pocket (TrOOP) costs that a person pays before the plan covers eligible costs in full. Read more.