Don’t miss this handy freebie: a perpetual birthday calendar that’s perfect for keeping track of birthdays and other spe ...

He's also an e-reader and e-publishing expert as well as the author of the novels Knife Music, The Big Exit and Lucidity. All the titles are available as Kindle, iBooks, Kobo e-books and audiobooks.

These cards are issued in partnership with major airlines and hotel chains and confer generous benefits such as elite status, premium lounge access, free checked bags or meals, and more.

Throughout their college years, the grandchildren of Ron and Carol Holt always had an extra $10, or so, as well as a nice ...