I n the financial world, uncertainty is a constant. Unforeseen events can arise at any time and being prepared is essential ...

That’s the unspoken promise of our health care system: when the worst happens, an ER will be there, no questions asked.

Even in retirement, when you might feel secure relying on guaranteed income streams such as Social Security, pensions or annuities, an emergency fund remains an essential pillar of your financial ...

As hurricane season bears down, a new layer of uncertainty is spreading through the disaster response system: a wall of ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to ...

Dear Dave, What do you think about the idea of taking money out of your emergency fund in order to pay off your home early?

An emergency fund isn’t just about money – it’s about not having to worry constantly about possible setbacks, knowing you have a safety net to catch you if you stumble.

If unanticipated expenses exceed your emergency fund, here’s a look at where to go next. 1. Your own emergency fund/short-term securities Emergency funds should be held outside of tax-sheltered ...

What does Dave Ramsey think about taking money out of your emergency fund in order to pay off your home early? He's against it. Here's why.

Ten sources of emergency cash, ranked from best to worst. If unanticipated expenses exceed your emergency fund, here’s a look at where to go next.

Emergency funds should be held outside of tax-sheltered wrappers and include highly liquid investments like bank savings accounts, money market accounts, and so on. 2. Low-risk assets in taxable ...