With cost uncertainty ahead, these Suze Orman–inspired moves can help you prepare, protect your finances, and stay in control ...

Cash values that have built up in your whole life insurance or variable universal life insurance policy can be another decent ...

Emergency funds are for exactly what the name implies—emergencies. By definition an emergency is (a) something bad; and (b) ...

It’s no wonder more than half of U.S. adults (54%) are planning to skip travel altogether this summer, according to ...

Our advice columnists have heard it all over the years—so we’re diving into the Pay Dirt archives to share classic letters ...

A Reddit user recently asked for advice on ways to stop thinking about money nonstop. It’s hard, the user explained, to avoid ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker.

which could mean you’re more likely to need your emergency fund. Most people plan to rely on savings in an emergency. About 43% said they would dip into their savings account in a hypothetical ...

And if you don’t have liquid cash in emergency savings ... own well being with an emergency fund, so it deserves to take up space in your financial plan. — Set goals.

Whether you're contributing to an occupational pension plan (employer ... the greater the compounding effect on your savings. An emergency fund can help you avoid high-interest debt, such as ...

plan and prioritise essential spending and reduce discretionary expenses like dining out or luxury purchases such as expensive watches or clothes. Redirect these savings into your emergency fund.

Standard advice suggests setting aside enough in an emergency savings account to cover three ... How much should you keep tucked away in an emergency fund? Do you even need an emergency fund?