In health insurance, the deductible works on an annual basis, and after your new policy year begins, the running total of what you've paid will reset to zero. This could mean that your health care ...

High-deductible plans are even more common when people buy their own health insurance through the marketplace. However, choosing these cheaper health plans could mean you're unprotected from major ...

This article will explain what these terms mean, and how you can decipher ... benefits that aren't subject to the deductible just means that your health insurance company will start paying for ...

High deductible plans come with lower monthly premiums, meaning people pay less to have insurance. But if they have a serious medical emergency or require surgery, they can end up paying thousands ...

Many Americans with high-deductible health insurance plans face a cold reality at the start of every year. Those deductibles will have to be paid before most coverage starts. That can mean ...

Copays are fixed up-front payments for services, required even if the deductible is not met. Property insurance may include a coinsurance clause, needing 80% coverage of home value to avoid penalties.