This can be especially motivating for those following the Dave Ramsey system. EveryDollar uses the budgeting system known as zero-based budgeting. In zero-based budgeting, you assigned every ...

Personal finance expert Dave Ramsey ... "Retiring with zero money or close to zero money and a nice paid-for house is not a plan," Ramsey said. He advised living in the $200,000 house for 3-5 ...

If you struggle with sticking to a budget, this app's granular approach could help. But it requires some work on your part.