It is a three-digit number between 300 to 900 that shows how creditworthy an individual is based on his payment history.

While a high liquidity surplus may provide some support to unsecured personal loan growth (excluding consumer durable loans), ...

Let’s get one thing straight—your business credit is not separate from your personal credit, especially when you're just ...

Ramp reports that startup business credit cards without credit checks enable access based on cash flow, helping establish ...

An error in data submitted to the Consumer Financial Protection Bureau about consumers with no credit record — known as ...

The petitioner, who had applied for the post of Circle Based Officer (CBO), argued that he had fulfilled all eligibility ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Standard Chartered's report indicates that economic activity, rather than liquidity surplus, primarily drives credit growth. While excess liquidity mi ...

If you ask for limit increases too many times or on many cards, it may hurt your credit score. This is because every request ...

The National Financial Ombud Scheme's first annual report uncovers alarming administrative failures among banks and credit ...

The Credit-Deposit (CD) ratio for PVBs was observed elevated, reflecting higher credit push, but their incremental CD ratio ...