FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

It is a three-digit number between 300 to 900 that shows how creditworthy an individual is based on his payment history.

An error in data submitted to the Consumer Financial Protection Bureau about consumers with no credit record — known as ...

Ramp reports that startup business credit cards without credit checks enable access based on cash flow, helping establish ...

Let’s get one thing straight—your business credit is not separate from your personal credit, especially when you're just ...

Momentum is building for credit reporting reform, with advocacy groups like the Mortgage Bankers Association (MBA) calling ...

The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...

Student loan payment delinquencies are appearing on credit reports for the first time in more than 3 years, affecting credit ...

Credit scores are crucial for loan approvals, yet borrowers often overlook hidden factors like credit utilisation, job ...

Credit reference bureaus (CRBs) have recorded a 41 percent increase in credit report requests, a development industry players ...

Credit growth tied to economic activity, not liquidity surplus; unsecured personal loans rise during high liquidity periods.