A certificate of deposit (CD), is a type of time-bound savings account that offers the opportunity to earn a higher rate of interest that’s guaranteed, based on a lump-sum deposit.

For example, First Tech Federal Credit Union offers a promotional 6-month certificate with an APY of 5.05% and a minimum deposit of $500. Credit union share certificates: Tax form 1099-INT or 1099 ...

A certificate of deposit, or CD, is a savings product that offers a fixed interest rate in exchange for keeping your money in the account for a specified period, or term.

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play.

A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll typically need to keep your funds in the account for a certain period of time.

A callable certificate of deposit is a CD that can be redeemed early by the issuing bank at a predetermined price. Here's how they differ from traditional CDs.

Share certificates and certificates of deposit really aren't all that different, so the choice will come down to if you prefer to do business with a credit union or a bank. Share certificate vs ...