The $0-annual-fee Wells Fargo Active Cash earns 2% cash back on all purchases. Its welcome offer sets it apart from other cards earning 2% back.

Earn up to 3% cash back on your top spend category, 2% on the next, and 1% on the rest. No annual fee. Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends.