Now that you’ve got categories in mind, it’s the fun part of choosing some great budget envelope ideas to make your system a reality. One option is to make your own envelopes. Grab some paper ...

“A common rule of thumb is the 50-30-20 rule,” says Kerrie Saephanh, founder and certified budget coach at Mindful Budgets. “The idea is that you divide your net income into three categories ...

You begin with multiple envelopes, each of which represents a budget category. You then assign a certain amount of cash to each one, based on how much you anticipate spending in that category for ...

Zero-based budget With this method, you assign every dollar you get to a specific budget category. If there's any money left over after you've funded all your categories, you can decide what to ...

but there are usually ways to find cuts for the categories that are less important to you so your priorities can really shine. Wedding purchases can add up quickly. Stay in control of your budget ...