There is a $100 minimum deposit required to open this account. Consumers can visit over 4,200 Bank of America locations across the U.S. and access over 16,000 fee-free ATMs.

More about the best second-chance checking accounts Chime® Checking Chime is an online-only fintech company that offers banking services through The Bancorp Bank, N.A. or Stride Bank, N.A.

The best online banks of 2025 have low fees and online-friendly features along with some great interest rates. Learn more about which online bank might work for you.