If you live near a U.S. Bank location, we like the U.S. Bank Smartly Checking as an everyday account. The bank has more than 2,000 branches in 26 states, but most of them are in the Midwest and West.

These brick-and-mortar savings accounts are FDIC-insured from large national banks, offering access to at least 700 physical branches and over 4,000 no-fee ATMs in the U.S.

Don’t let the stress of your finances get the better of you. Organize your finances using eight simple steps, including listing your accounts, tracking your spending, managing your debts, and saving ...