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The Fed lowered its benchmark rate multiple times in the second half of 2024. Saving in a high-yield account means you can still earn some of the best rates around, even if APYs start falling.

Juli is the Managing Editor at MacRumors, and has been covering Apple news and rumors since 2010. She oversees MacRumors' guides, roundups, how tos, reviews, and giveaways in addition to covering ...