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Some people also choose to enroll in Part B as soon as they’re eligible. If the monthly Part B premium is less than what you’re paying for your current plan, this may be a better option for you.

Most people are eligible for Medicare at age 65, regardless of their health status. You qualify if you're 65 or older and a U.S. citizen or a lawfully present non-citizen.

Current law enables seniors 65 and older to sign up for Medicare. You don't actually have to be a U.S. citizen under current law. You may qualify as long as you're "lawfully present" in the U.S.

While Medicare is not mandatory, it can be difficult to avoid it. If you refuse Medicare completely, you may lose your Social Security or Railroad Retirement Board benefits. Learn more.