'I am concerned about leaving a large sum of cash to a drug user' My 39-year-old son is in prison until 2030.

Life insurance can be a powerful tool in your financial planning arsenal, but you may be missing out due to a lack of real ...

Buying your first home can feel like an impossible dream in today’s tough market, but you might be surprised that you qualify for first-time homebuyer programs — even if you’ve previously owned a home ...

Modern digital times offer a simple way to secure financial stability for businesses and families. The user-friendly ...

Consequently, the industry has moved away from serving those who need life insurance the most." As a result, a record high 102 million American adults acknowledge they are under-protected ...

“It’s like many things in life—there needs to be a trigger,” he said. “There needs to be an event that takes place that leads them to purchase insurance. It could be buying a ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker.

01:20 Brad So what are some of the biggest reasons that people might need life insurance? 01:29 Derek Osue Yeah, I always like to think start with love first. So, have I built my life around other ...

Combination Life Insurance: This customizable option combines features of different policies to meet both protection needs and wealth accumulation goals. Amplify distinguishes itself through ...

There isn’t a one-size-fits-all life insurance policy. You likely need a specific type of life insurance, such as term, whole or universal to suit your unique needs. Nearly 27% of the 1,000 life ...

Insurance agents advise people to purchase life insurance as soon as they need coverage, which can typically be after a major life event such as marriage, a home purchase or having a child.

One common arrangement is a special needs trust, which allows them to continue receiving government disability benefits while having access to life insurance proceeds earmarked for their benefit.