USAA car insurance reviews and rates aside, this insurance is only available if you’re a USAA member, and membership is limited to eligible members of the military community and their families. ...

USAA earned the No. 1 spot in our 10-company rating of the best car insurance with a score of 4.9 out of 5.0. Allstate is No. 6 (tied with American Family) with a score of 3.8.

MarketWatch lists USAA at No. 1 with an average annual car insurance rate of $1,106. This amount is based on both full and minimum coverage quotes from USAA, MarketWatch says.