We document characteristics of users and usage patterns, and use BNPL roll-out to provide new insights into consumer responses to unsecured credit access. BNPL access increases both total spending ...

Abstract: The characteristics of interference fading in a phase sensitive optical time domain reflectometer (φ-OTDR) system with a three optical frequency source are described in this paper. It is ...

Roseate spoonbills forage in the shallow waters just south of T. M. Goodwin Waterfowl Management Area at the Fellsmere Grade ...