Open enrollment season is upon us, and while many people associate it with making decisions about health insurance, it's also the perfect time to evaluate your disability insurance coverage.

personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Income protection insurance, also known as individual disability ...

While insurance policies are largely personal, and your coverage ... to start looking at options and getting quotes well before you need it. Unlike disability and life insurance, you'll never ...

I'm a freelance worker, so I don't have an employer that offers disability insurance. I got a long-term policy — for only $21 a month, I'm covered if I ever become disabled. Part of being young ...