I t's easy to swipe a credit card and go about your day, but if you're not careful, the cost of using that card can suddenly shoot up — sometimes way up — thanks to something called a penalty ...

Penalty APRs can make it difficult to pay off your credit card debt. Select reviews what a penalty APR is, how to avoid it and credit cards that have no penalty APRs.

Credit card payments work through a system where the cardholder authorizes a transaction, and the issuing bank transfers ...

Iowa Gov. Kim Reynolds signed a bill establishing penalties for gift card theft. Penalties vary based on the value of stolen gift cards, ranging from fines to prison sentences.

Gov. Ron DeSantis has signed SB 1198, which would define gift card fraud in Florida Statutes and establish it as a ...