Mortgage credit certificates allow eligible homebuyers to receive a tax credit for a portion of their mortgage interest. You can get a maximum credit of $2,000.

Under rare conditions, a car loan can be denied even after it was already approved. It’s important to review all loan documents and pay attention to any contingencies listed on the loan.

These loans require you to pledge collateral, like the money in your savings account or your certificate of deposit. ... if you can't get approved for a personal loan, consider the risks.

A mortgage approval that's conditioned on an appraisal, for example, could end up being denied if the home is found to need extensive repairs or if the value is much lower than expected.