With the rise of online-only banks and apps that allow money transfers in just a few seconds from a smartphone, consumers no longer have to rely on ATMs or a bank teller to handle their paper checks.

This is typically free with a bank account, and among peer-to ... MORE: Best ways to send money online Which is safer, a money order or a cashier’s check? Cashier’s checks can be a little ...

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A cashier's check is a check written and signed by your bank, usually used to verify funds for larger purchases. A money order is an alternative to cash or personal checks that you can purchase ...