Homeowners insurance often excludes coverage for floods, earthquakes, mold, wear and tear, and intentional damage. Review your policy for common exclusions and gaps.

The best place to start is with the homeowners insurance declarations page, a summary page that’s customized for your home. You’ll usually find it right at the beginning of your policy documents.

This guide aims to clarify common points of confusion surrounding property damage claims and policy details. By breaking down policy language, explaining coverage types, and outlining the claims ...

A Dallas homeowner had a car crash into her home—twice. This case sheds light on liability, insurance, and protection.

The most important thing you can do after facing storm damage in your home is to document the damage as soon as possible.

When you buy an insurance policy, your agent is the person who guides you through the process, explaining your coverage, ...

What does wildfire insurance cover in California? That’s the question many property owners in high-risk fire zones are asking, and it’s one Colleen McHugh of Nor Cal Pacific Insurance Services in ...

This guide explains how federal, state, and local disaster response works — from applying for FEMA aid to documenting damage.

Officials with the state Department of Emergency Services are still assessing the total damages, but have said that state ...

Whether your policy covers natural disasters depends on the type of coverage you have. Comprehensive insurance covers many ...

North Dakota agencies continue to work with local authorities on relief efforts in the wake of Friday’s deadly storms. State ...