If you’re happy with your mortgage rate but want to tap into your home’s equity, consider how the Federal Reserve’s next ...

If nothing else, home equity contracts are expensive, even compared to other home-secured finance options. They may require ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Both HELOCs and home equity loans have declined substantially from their highs reached at the beginning of 2024, although ...

A home equity agreement is a contract between a homeowner and an investor who provides immediate funding in exchange for a stake in the home's equity.

Today's average mortgage rates on July 04, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow ...

Ensuring you get the best rate on a home equity loan requires a bit of research and shopping around.