A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit ...

Interest rates on both home equity products are virtually identical now, but they may not remain so for much longer.

Not much movement in home equity loan rates in the latest week. The average rate on a $30,000 home equity line of credit ...

In a rare period of rate stability, mortgage lenders say that borrower mindsets — not numbers — may unlock market momentum.

Lenders are rethinking traditional appraisal defaults in home equity lending as faster, data-driven alternatives offer speed, ...

A recent trend that saw HELOC rates rise could be reversed on one or more of these three upcoming summer dates.

Multiple key refinance rates have moved down. If your mortgage rate is 1% higher than today's rate, a refinance might be ...

For example, if a lender applies a margin of 1.45% to a prime rate of 7.75%, that borrower’s home equity loan rate will be 9.20%. This margin varies among lenders, so it’s in your best ...

The Fed is tasked with maintaining maximum employment and containing inflation, primarily through setting its short-term ...

Securing a $35,000 personal loan can be a strategic financial move for various needs, from debt consolidation to home ...

Borrowers can get approved with a 1% down payment. Guild even will kick in another 2% in the form of a grant you don't have ...

Unlike a HELOC, a home equity loan provides a lump sum that you can use however you wish—similar to a personal loan. Rates on home equity loans are typically fixed, making payments more predictable.