Type of annuity. An income annuity is a contract that produces only income. This type produces the most income because it ...

Present value is the amount of money needed to generate a specific return. Future value is the balance an account will accrue over time.

Legacy opportunities, with any remaining funds in the living annuity passing to your beneficiaries; and Options to protect loved ones through joint-life coverage or guaranteed income payment terms.

An insurtech holding company is seeking a fronting carrier and regulatory approval for a bitcoin-based indexed annuity. BITLYF has spent the past three years developing the product, which gained ...

To figure out how much money you’ll need to retire, you’ll need to factor in value of annuity formulas, both in the future (the value of payments at a future date) and in the present (the ...

The Senate parliamentarian previously ruled that most of the proposals aimed at cutting federal employees’ retirement ...

The NYLI MacKay Strategic Muni Allocation Fund underperformed its benchmark, the Bloomberg Municipal Bond Index 1-15 year ...

PFFA prioritizes yield and total return, using an actively managed strategy tailored to the complexities of the preferred ...

The author and editors take ultimate responsibility for the content. The discounted cash flow model is used to value companies in the present based on expectations of future cash flows.