Achieve takes a closer look at hardship loans, how they could help when you're facing money problems, who can get them, and what you need to consider before applying.

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Achieve takes a closer look at hardship loans, how they could help when you're facing money problems, who can get them, and what you need to consider before applying.

A hardship withdrawal allows you to withdraw money from your 401(k) to cover an “immediate and heavy financial need,” according to the Internal Revenue Service (IRS).