That’s where the 80% rule comes in. Most insurers expect you to carry at least 80% of your home’s replacement cost to qualify ...

If your home, car or apartment was spared by the floods, now is a good time to get up-to-date on your insurance to minimize your financial losses.

Rates filed by insurance companies in Illinois reflect the rising cost of claims, which is primarily driven by local natural ...

Most homeowners lack flood insurance, which isn’t included in standard policies even though flooding is the costliest and ...

First-time buyers when looking for a company or policy should start their research early. They should key in on home insurance reviews, coverage descriptions and explanations of key terms. Individuals ...

Allstate, Amica, Mercury, Chubb, Farmers, USAA and Foremost offer the best homeowners insurance in Texas.

DALLAS — A policy change: Last year, I reported on a phenomenon where the fourth-largest home insurer in Texas (Farmers Insurance) was sending out notices to some covered homeowners, telling ...

With natural disasters being a relatively common problem in Florida, it’s little surprise how much of an issue it can be to find an effective homeowner’s insurance provider.

In this review, see how Farmers homeowners insurance rates, coverage, discounts and more stack up to the competition.

Home insurance policies from Farmers come with these standard types of coverage: Dwelling coverage: Dwelling coverage pays for damage to your home and its attached structures, for example a deck.

Even if you have a homeowners insurance policy in place, you might encounter roadblocks when you try to use it. Providers may deny your claim due to lack of coverage, insufficient documentation or ...