A recent Gallup study showed that 40% of Americans don't have retirement savings. Financial experts weighed in to offer ...

Suppose you’re unexpectedly called into your boss’s office one day and given the tough news that you’re getting laid off.

An emergency fund is a cash reserve of money set aside, separate from a primary checking account and savings, to be used for ...

An emergency fund cushions financial emergencies like job loss or home repairs, keeping you debt-free. In 2023, 45% of U.S.

Workers with even modest emergency reserves are far more likely to preserve their retirement contributions—highlighting a ...

Some research showed saving as little as $250 to $750 can greatly reduce the chance of serious financial woes, like missing a ...

If you’re part of Generation-X (born between 1965 and 1980), you’re likely thinking a lot about retirement. A recent survey ...

Hardship withdrawals typically come with steep penalties. On top of federal and state income taxes, you might be required to ...