Bankruptcy will impact your credit for a period of time, limiting your ability to borrow new loans. If you’ve been through a ...

If you have over $20,000 in debt and growing, it’s completely understandable that you feel like you are in a position where ...

An emergency fund is a cash reserve of money set aside, separate from a primary checking account and savings, to be used for ...

A $50,000 credit limit sounds great, but it's not always worth chasing. Here's what it really means -- and when it makes ...

A report released last month by the state comptroller’s office found the Saugerties Town Board had improperly authorized ...

Credit cards represent the most common form of debt for those of us in the 50 and older bracket. According to a 2025 AARP ...

Onerous credit card debt can be crushing one's personal finances with little relief in sight. However, some strategies can ...

Layoffs leave many financially strained. Financial experts advise building emergency funds, cutting expenses, managing debt, ...

Cash values that have built up in your whole life insurance or variable universal life insurance policy can be another decent source of emergency cash. You can withdraw money outright and have it ...

Credit card coverages typically address rentals from traditional car-rental companies, not car-sharing services like ZipCar and peer-to-peer car rental services. If you use those services often ...

Credit card issuers use a soft credit inquiry to skim your available credit history to determine your financial eligibility before impacting your credit score. After undergoing credit card ...

That's why these cards are available to people with bad credit or no credit. The deposit is usually equal to your credit limit, so if you deposit $200, you'll have a $200 limit. Use the card ...