Credit cards represent the most common form of debt for those of us in the 50 and older bracket. According to a 2025 AARP ...

While credit cards can be used as an emergency fund alternative, it should not be the go-to option. Having a plan to pay off the credit card afterward is crucial. The best credit cards for ...

Onerous credit card debt can be crushing one's personal finances with little relief in sight. However, some strategies can ...

To enroll in a credit card hardship program, contact your credit card issuer and ask if it offers one. Many major issuers ...

If the economy heads into a recession, consumers who signed up to get blockbuster points deals might find credit card ...

Your car won’t start, and you’re already late for work. The dentist says it’s now or never for that infected tooth. The electric company? They’re shutting off the power by Friday. Now imagine trying ...

By contrast, when you use credit cards as your emergency fund, the money you spend becomes credit card debt that you'll eventually have to repay. Your "present self" is borrowing money from your ...

Layoffs leave many financially strained. Financial experts advise building emergency funds, cutting expenses, managing debt, ...

Others reimburse you for emergency medical services or cover ... Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering ...

While there isn’t a one-size-fits-all number, the rule of thumb many experts recommend is having at least three to six months ...