Before the world watched on as wildfires engulfed large swathes of California early in 2025, an insurance crisis was already ...

"The FAIR Plan needs to be a temporary option, not the only option," Insurance Commissioner Ricardo Lara said.

New bill means coverage regardless of gender or sexual orientation, taking a clear stand on inclusion of LGBTQ+ people in ...

The California ... property fire insurance to homeowners and businesses unable to obtain coverage from traditional insurance ...

In 2021 the American Rescue Plan Act increased premium subsidies for people purchasing insurance from the Affordable Care Act Marketplaces and provided zero-premium Marketplace plans that covered 9 ...

The FAIR Plan pays all covered claims, including smoke claims, consistent with California law and its policy forms, which are approved by the California Department of Insurance.

California’s home insurance plan of last resort, designed for people who can’t get coverage on the private market, does not have enough money to pay claims from the Los Angeles wildfires and ...

Covered California will set a new membership record when it closes enrollment Friday night with more than 1.9 million state residents buying a health plan through the insurance marketplace.

Covered California rates will increase by about 8% in 2025. About 1.7 million people receive health insurance through the program, which was created to implement the Affordable Care Act.

FAIR plans in other states routinely disclose those details, a recent California Insurance Department analysis found. Losses from the recent Los Angeles fires could reach $30 billion, according to ...

California isn't the only state facing pressure on its "last resort" insurance plan. Florida covers nearly 1 million households on its Citizens Plan, making it the largest property insurer in the ...