USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments ...

Down payment assistance programs in Colorado can help first-time buyers compete in a hot housing market, especially in major ...

In news for fans of the wholesale lending channel (more below), heading into the baseball All Star Break the Philadelphia ...

Relief will soon be on the way for some first-time homebuyers.

Want to begin the process of buying a home but aren’t sure where to start? This guide will break down all the resources available to you in Florida.

Best mortgage lenders for bad credit in July 2025 Having less-than-perfect credit doesn't have to be an obstacle to home ownership.

You'll get a mortgage loan estimate after you apply for a loan but before you've been officially approved. To evaluate an estimate, you'll want to brush up on your mortgage vocabulary and have a good ...

SALT LAKE CITY, Utah (Good Things Utah) – Buying a house can be such a giant puzzle, but working with First Community Bank can make it feel more like a pre-game huddle for the championship game.

Paying off debt at closing can help you qualify for a loan even if your current DTI is too high. You just have to commit to paying down at least enough debt to move your DTI into the approval zone.

When a lender reviews a mortgage application, it might find that some pieces of information are missing. A conditional mortgage approval lets the borrower know that the application is on track but… ...

Mortgage pre-approval gives you a clear idea of how much you can afford and shows sellers you're a serious buyer with financing in place. Learn more here.

Close on the house If the buyer accepts your offer, you’ll now have to pay the closing costs, which may range between 2% and 7% of the total mortgage amount, according to Staples.