That’s where the 80% rule comes in. Most insurers expect you to carry at least 80% of your home’s replacement cost to qualify ...

The INSURE Act proposes a federal backstop for home insurance. Could it stabilize rates, prevent insurer exits, and keep homes protected?

Opinion: Insurance attorney Daniel Veroff says the explosive growth of California's Fair Access to Insurance Requirements ...

As destructive wildfires have ravaged California over the past decade, the insurance industry has dropped hundreds of thousands of homeowners statewide, raised their premiums, and, in some cases, ...

As an aside, one obvious explanation is that suing companies they invest in would reduce the insurers’ net worth, bringing ...

Owning a mobile home but renting the land is a “quite common” arrangement in California, according to Brooke Bremmer, an ...

According to Rates.ca, home insurance premiums in Ontario rose 84% between 2014 and 2024. Nationally, premiums increased 76%, outpacing inflation by a wide margin. In the first quarter of 2025, ...

As home insurance costs rise sharply amid increasing extreme weather events, one advocacy group is calling for more ...

The governor's recent calls to rein in rate increases would make it harder for insurers to serve Illinois consumers by ...

California Insurance Commissioner Ricardo Lara is pursuing sweeping reforms for California's FAIR plan to stabilize the state's insurer of last resort.

Homeowners insurance is becoming prohibitively expensive, but foregoing coverage can result in big financial risks, including ...