For avid travelers, the Chase Sapphire Reserve can be a good deal — despite its $795 annual fee — thanks to its rich rewards and valuable perks. Less frequent travelers won't benefit as much.

Both the Venture X and Sapphire Reserve are premium travel cards with price tags to match. The annual fee for the Sapphire Reserve is $795, while the Venture X has a $395 (rates & fees) annual fee ...