Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

9 Free Budget Templates and Spreadsheets. ... the majority of budget templates are made for Microsoft Excel, ... The 50/30/20 rule is a way to divide your income when budgeting.

We rounded up some free online tools you can use, including spreadsheets and our very own 50/30/20 budget worksheet, to make sticking to a budget easier. Microsoft 365 Excel budget templates ...

Creating an effective monthly budget is crucial for financial stability and growth. By understanding the 50/30/20 rule and utilizing modern budgeting tools, you can take control of your finances.

Wirecutter, a product review site owned by The New York Times, has a roundup of budgeting apps and tools to recommend, like the YNAB (You Need a Budget) service ($84 a year, but with a free trial ...