Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them ...

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People walk past the Nasdaq market site as U.S. stock markets opened Tuesday following Monday’s broad sell-off in New York City, U.S., March 11, 2025. REUTERS/Mike Segar/File photo ...